Capital for your orthodontic practice — Orthodontic Capital
Access funding for practice acquisitions, technology upgrades, and debt consolidation built specifically for the needs of practicing orthodontists.
Checking rates does not impact your credit score.
4.9 Excellent · 3,200+ reviews via Big Think Capital- EBITDA
- SBA 7a
- Practice appraisal
- Clinical workflow
- Case acceptance
- Debt service coverage
- Capital expenditure
- Transition financing
Orthodontic practice acquisition and equipment financing
Financing options matched to your situation, in one place.
- Acquisition Practice purchase loans Finance the acquisition of an established practice with full valuation support.
- Equipment Clinical tech leasing Lease scanners and 3D imaging tools to upgrade your patient treatment options.
- Debt Consolidation loans Refinance high interest business debt into one manageable monthly payment.
- Expansion Growth capital Loans for opening a satellite location or remodeling your existing clinic.
- $50K–$5M Available loan amounts
- 24–48 hours Time to term sheet
- 1 soft pull Impact on credit score
What business owners say
4.9-
This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
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Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
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They gave me a chance when nobody else would. I'm very satisfied.
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Deep sector knowledge
- We understand orthodontic cash flow cycles.
- Our lenders know dental specific collateral requirements.
Streamlined process
- Minimal paperwork for qualified borrowers.
- Automated collection reduces loan lag.
Transparent terms
- No hidden origination or processing fees.
- Clear amortization schedules provided upfront.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
New to practice ownership
Banks often demand ten years of experience for traditional approval.
High existing debt
Commercial banks view high debt to income as too risky.
Lack of hard collateral
Traditional lenders demand physical assets for total security.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Senior Orthodontist
Acquisition of retiring local practice
Private Practice Owner
New 3D cone beam scanner upgrade
Solo Practitioner
Refinance multiple high interest term loans
Multi-site Operator
Build-out of second satellite clinic
Professional business guidance
Get advice on orthodontic practice valuation, tax strategy, and clinical management to ensure your business remains profitable after securing funding.